am I missing something or does this violate ACA?
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(screenshot from healthcare.gov) I am scheduled for a tubal litigation specifically for birth control purposes. i was billed for my initial consult (which i am now trying to get re-coded), and just checked with my insurance this morning that i do not need pre-authorization and that everything should be good to go. now got a phone call from my surgeons office saying I will be billed my full deductible amount plus coinsurance, and owe half upfront on the day of surgery??? everything is in-network, and multiple in-network care providers have determined that this is the best option for me. i dont know why im having so much trouble getting this covered when it seems pretty cut-and-dry to me?
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- Subreddit
- r/HealthInsurance
- Author
- u/Alternative-Fig-496
- Posted
- Feb 12, 2026 at 8:31 PM UTC
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