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Will my deductible reset after my spouse and I separate?

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My spouse and I are in the process of separating and they are going to get on their own insurance plan. Since this is a qualifying life event, I'm going to change to the employee only plan. My question is, will my deductible reset when I change to this plan? I'm sticking with the same high deductible plan, but instead of family it will be individual. I have already paid about $1,000 towards the deductible and really don't want to lose that progress. I have quantum health insurance through Aetna if that helps.

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Posted
Feb 12, 2026 at 12:44 PM UTC
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