First time using WA health plan finder

I just retired and am still too young (60) for Medicare. I ended up contacting a local broker who helped me sign up for a plan on the WA health plan finder web site based on my retirement income. I'm healthy and go to see my Dr twice a year for a checkup. A yearly blood draw is also done. Other than that I try and stay away from my Dr. I'm basically trying to see if I might have to add another health care option to my situation. In my area we have a very good clinic that charges a small monthly fee which covers regular office visits, physical exams etc. as many times per month as necessary. They also provide discounts on prescriptions. They basically give you really good personalized care without getting lost in the insurance puzzle. I have family and friends that use them and are very happy. Even my broker said that he uses them even though having a plan from the WA health plan finder web site. My plan that I have through WA health plan finder is a high deductible plan. Luckily with tax credits I pay very little for this plan. My thinking is, use the high deductible plan in the unfortunate event that I end up in the hospital, and use the low cost clinic for my basic checkups and what not. With that said I do notice that my plan from the WA health plan finder states that I have services that are covered before meeting the deductible. These services are preventative services like primary care provider office visits. I assume this would be like my two yearly checkups? If so then I start to think the low cost clinic wouldn't be needed because at this point in time that's the only time I see my Dr. These plans are hard to decipher and I don't want to find out that I have to pay out of pocket for my office visits. I called the insurance company and asked about this very thing and they said that yes my office visits will be covered before reaching the deductible. But, you know how things like this actually play out with insurance companies. If I have to pay for my yearly checkups out of pocket, then I'd rather pay the clinic because they give better more personalized care. The clinic I'm talking about only takes a certain amount of new patients. Right now I have the opportunity to get on board with them but not sure if it would just be redundancy. I guess I could just try it for this first year and see how things go as far as money out of pocket. Sorry for the long post!! https://preview.redd.it/v481wg5zx3jg1.jpg?width=1410&format=pjpg&auto=webp&s=1c1cb919fd5d16a17bd75842ec3025460bd21c33